I run three businesses. I know what your tax return looks like.
Self-employed income is a translation job, not a problem. I help business owners buy homes and buy the building they work out of.
What I help with
Home loans for self-employed buyers. I know how lenders read a Schedule C, what gets added back, and how to plan the year so the write-offs and the mortgage stop fighting.
Commercial building loans for the space you rent now. The business buys the building it works out of and pays itself rent instead of a landlord.
The twelve month plan
The smoothest closings start a year early. Clean books, a CPA conversation about which deductions matter more than the mortgage, separate accounts, no mystery deposits, steady credit. I will build the plan with you and your CPA.