Your next chapter has a front door.
Divorce changes the house, the loan and the budget all at once. I help you sort out which is which, keep what you can keep, and see the path to a home of your own.
Three situations I help with
Keeping the house. An equity buyout refinance puts the loan in your name and pays your former spouse their share.
Getting off the loan. A quitclaim deed removes you from title, not from the mortgage. I explain what actually releases you.
Buying on one income. Lower down payment programs, support income where it qualifies, and a realistic plan if you are not there yet.
Call me before you sign
If your decree is still being negotiated, a twenty minute call now can save months later. I will tell you and your attorney what is doable on your income and credit so the refinance deadline is one you can meet.
Not legal advice
I give mortgage guidance. Your attorney gives legal advice. I work with them, not around them, and I report back on every referral.