How Much House Can We Afford? The Honest Way to Answer It
The number a lender will approve and the number you can live with are different. The gap between them is where people get in trouble.
Reverse Mortgage Myths, Answered Honestly
I hear the same worries every week, so here is the honest version of each one.
Should Your Business Buy Its Building? Commercial Building Loans for Oregon Small Business Owners
If you have been paying rent on the same space for years, at some point the math tips toward owning it.
Just Married? Here Is the First-Year Plan to Buy Your First Home in Oregon
The couples who buy their first home without the panic are the ones who made a plan in the first year, not the ones who started looking the week they got tired of renting.
Self-Employed Mortgage: What Lenders Actually Do With Your Tax Return
I own a photography studio, an insurance agency and a software company. I have had a lender look at my Schedule C like it was written in another language.
How to Retire in the Home You Love: Reverse Mortgages Explained by an Oregon Mortgage Broker
Most of the people I meet who are close to retirement have more wealth in their house than in their 401K. Here is how a reverse mortgage can put that to work while you stay right where you are.